Critical illnesses

If, during the period of insurance coverage, the insured person is diagnosed for the first time with a critical illness listed in the terms and conditions, we pay a lump-sum benefit equal to 50% of the sum insured and reimburse the costs of treating the critical illness up to 50% of the sum insured.

Critical illnesses are:

• myocardial infarction;
• stroke;
• malignant tumour;
• dementia diagnosed before the age of 60;
• renal failure;
• Parkinson’s disease;
• multiple sclerosis;
• organ or bone marrow transplant;
• loss of a limb or its function;
• loss of vision;
• loss of hearing.